Elaine Hays
Elaine Hays

Hi, my name is Elaine Hays and I am a political, financial and economic junkie. I love reading and listening to the news, interpreting what I am hearing and then discussing it with those around me. Sometimes they agree with me and sometimes they don’t, but I thoroughly enjoy the dialogue. I am a CFP (Certified Financial Planner) and my husband, Tracy, is a CPA. We own a private wealth management firm that helps clients identify and then achieve their financial goals. We have co-authored two books, When God We Trust and Avoiding the Top Ten Money Mistakes. We have been married for 27 years and have four fantastic children – Taylor, Rachel, Ryan and Caleb. (And now a wonderful son-in-law, Joshua!) As a conservative, Christian woman, my world-view has a biblical perspective. I rely on scriptural truths to define my ideas of life, family and the role of government and you will see that expressed in my writing. I’m passionate about learning and began my post-high school education with a BBA in Marketing from Texas Christian University. At the age of 40 I returned to school and earned a Master of Science in Finance/Economics from West Texas A&M. At the age of 50, I began working on and completed 51 doctoral hours in Economics from Texas Tech University. My husband is a bit nervous to see what happens when I turn 60. We elect politicians who set policies that govern our economy. We make choices to spend, save or share money with others. All of these decisions have consequences, positive and negative, and our goal is to avoid the negatives. By pursuing knowlege on personal finances, economic principles and the impact of government policy on our daily lives, we become equipped to make better decisions. And the more we educate ourselves, the more we have to pass on to your children and grandchildren – literally.

Feb. 7, 2013

Will the Military Be Ready to Deal with PTSD in Women?

Considering the military's current inadequacy in treating PTSD in men, we can't be confident that women on the front lines won't suffer just as much.

Jan. 28, 2013

Millennials Want Obama to Get Them Jobs, Yet His Economic Policies Are Killing Those Prospects

Millennials, facing high unemployment, voted overwhelmingly for Obama in 2012. Either they are not paying attention or do not make the connection between policies and economic outcomes.
Jan. 18, 2013

What is An Assault Weapon? Nothing More Than a Scary Term Created By Politicians and the Media

Prior to 1989, the term "assault weapon" did not exist in the lexicon of firearms. It is a political term defined by cosmetic attributes rather than lethality.
Dec. 17, 2012

Adam Lanza Shooting Teaches Us One Thing: Americans Consider Life Cheap

Valuing life is a moral conviction. Can a secular society value life?
Dec. 6, 2012

Fiscal Cliff Deadline: Congress Knows What Needs to Cut, But Here's Why It's Not Happening

We’re really not short on ideas for cutting government spending. It's just a matter of actually implementing program cuts that have already been identified.
Nov. 30, 2012

Obamacare Facts: John Boehner is Wrong, Law Not Implemented Yet

Obamacare did not require states to set up an insurance exchange nor did it provide enough funding to run federally facilitated exchanges. The verdict is still out on viability of implementation.

Oct. 30, 2012

Richard Mourdock Pro Life: In Cases of Rape, Should We Really be Punishing the Unborn and Innocent

Mourdock expressed his belief that the value of a life is not determined by the circumstances of their conception. In rape, should we really be punishing the innocent?
Oct. 22, 2012

Abortion and Election 2012: More Than Just a Political Issue

For our family, abortion is just not a theoretical argument or a political issue, it is the reality that this little boy's life could have been forcefully ended, legally.
Oct. 9, 2012

Voter Guide for Election 2012: Can a Person of Faith Vote for Barack Obama?

Is there a moral comfort-zone a candidate must not cross, lest it becomes a deal breaker in your being able to vote for them? If your answer is yes, has Obama crossed that line?
Sept. 20, 2012

Obama vs Romney: What Romney and Obama Will Not Tell You About Student Debt Loans

It is difficult for either candidate to honestly answer the question about student loan debt because the answers aren't always popular. But applying basic financial planning strategies can help.
Sept. 5, 2012

2016: Obama's America: A Guide to Why This Documentary is Relevant in Election 2012

Dinesh D'Souza attempts to identify the motives behind Obama's actions. Even if the analysis of why Obama does what he does is incorrect, what he is doing is still relevant.

Aug. 28, 2012

GM to Close Volt Plant for Four Weeks, and Why Another Bailout Is Likely

The first GM bailout allowed the company's problems to be prolonged and simply delayed the inevitable consequences. GM could be headed for bankruptcy again as it continues to lose market share.
Aug. 23, 2012

Why Abortion is the Real War on Women

Many of those who defend abortion are the very same ones making huge profits from its continued availability. They exploit women in crisis while ignoring the deadly risks to their health.
Aug. 16, 2012

Paul Ryan Economic Plan: In Attacks Against GOP, Capitalism Suddenly Becomes a Dirty Word

The selection of Paul Ryan as VP nominee brings an onslaught of attacks on capitalism.
Aug. 15, 2012

Freedom of Speech, Not Gay Rights, Was Central in the Chick fil A Debate

During the recent Chick-fil-A media frenzy, the most disturbing aspect of the debate was overlooked: the use of governmental positions to intimidate a business for its words.