This financial deal breaker might be the real reason you just got dumped

A man and and woman hold up broken hearts.
Source: vectorfusionart/Shutterstock
A man and and woman hold up broken hearts.
Source: vectorfusionart/Shutterstock

Emotional baggage, cheating, workaholism and "wanting different things" are all standard reasons why people call it quits in a relationship.

But then there's debt — a different sort of baggage, but a way more common cause for breakups than you might think.

Nearly 21% of people aged 25-35 chose debt as their biggest dating deal breaker, according to a new SoFi study published Tuesday, which surveyed 2,000 millennials.

That's the second most popular deal breaker: nearly as popular as workaholism, which 21.4% of respondents said would be their number one concern.

In fact, about 45% of respondents said they either have — or would consider — dumping someone because of debt.

A distressed couple reviews their finances
Source: Andrey_Popov/Shutterstock

But while close to half of these millennials would seriously consider ending a relationship over an empty piggy bank, many would not be forthcoming about their own debt — probably because it's a deal breaker for so many. 

Nearly 40% of respondents would sooner reveal and discuss having an STD than outstanding debt.

Yes, that means two in five millennials would rather talk about an infection down below than disclose their student debt.

Yet another example of surprisingly sensitive details most people would rather reveal than their financial information.

If all this news leaves anyone straddled with debt suddenly worried they'll die alone and get eaten by cats, know that not everyone is hung up on your net worth: One in four respondents said they don't consider a partner's earning potential because they already earn enough money to support two people. 

A woman puts a heart in a transparent piggy bank.
Source: Take Photo/Shutterstock

Even more encouraging, 64.2% of respondents said they are only "sometimes" worried about a partner's earning potential, but are "more concerned with their generosity of spirit."

Moral of the story? Managing debt sucks on many levels.

But, when it comes to the — priceless — relationships in your life, you might just want to offer to pick up the check once in a while.

Sign up for The Payoff — your weekly crash course on how to live your best financial life. Additionally, for all your burning money questions, check out Mic’s creditsavingscareerinvesting and health care hubs for more information — that pays off.

How likely are you to make Mic your go-to news source?

Natasha Noman

Natasha is a News Staff Writer covering global affairs. She previously reported on regional affairs from Pakistan. Natasha is based in New York and can be reached at natasha@mic.com.

MORE FROM

5 classes you've never heard of — but that can boost your pay in the future

To earn high pay, these are the best classes to take, as traditional industries face existential crises and new lucrative fields of study emerge.

Why your health care costs could rise under the Senate GOP bill

How the Senate healthcare bill affects you: It could increase out-of-pocket costs, deductibles and premiums for consumers, and cut people from Medicaid, while lowering plan quality.

Tips that pay off: These 5 bits of career advice will get you a job you actually love

It doesn't take much to go from novice to career genius. These 5 easy steps will snag you your dream job.

7 unconscious mistakes that are ruining your job hunt

Sometimes the best career advice is to get out of your own way — and pay better attention to the unconscious mistakes you're making while communicating.

5 super easy upgrades that will make buyers pay more for your home

Small improvements can make a big impact on potential buyers.

7 tricks to getting richer during summer vacation season

Feeling financial guilt about your summer vacation? Here are secrets to earning or saving hundreds of dollars seamlessly — while still enjoying your leisure time.

5 classes you've never heard of — but that can boost your pay in the future

To earn high pay, these are the best classes to take, as traditional industries face existential crises and new lucrative fields of study emerge.

Why your health care costs could rise under the Senate GOP bill

How the Senate healthcare bill affects you: It could increase out-of-pocket costs, deductibles and premiums for consumers, and cut people from Medicaid, while lowering plan quality.

Tips that pay off: These 5 bits of career advice will get you a job you actually love

It doesn't take much to go from novice to career genius. These 5 easy steps will snag you your dream job.

7 unconscious mistakes that are ruining your job hunt

Sometimes the best career advice is to get out of your own way — and pay better attention to the unconscious mistakes you're making while communicating.

5 super easy upgrades that will make buyers pay more for your home

Small improvements can make a big impact on potential buyers.

7 tricks to getting richer during summer vacation season

Feeling financial guilt about your summer vacation? Here are secrets to earning or saving hundreds of dollars seamlessly — while still enjoying your leisure time.